Finding safe, affordable housing can be a challenge for anyone, but it's especially difficult for individuals with past evictions on their record. Many landlords hesitate to rent to applicants with a history of missed payments or lease violations. Fortunately, there are resources and options available in Arlington, TX, that offer second chance apartments to those seeking a fresh start. This guide will explore your options and provide valuable information to help you in your search.
What are Second Chance Apartments?
Second chance apartments, also known as "housing with a past" programs, are rental properties that are willing to consider applicants with prior evictions or negative rental history. These landlords understand that circumstances change and are willing to look beyond past mistakes, focusing instead on an applicant's current financial stability and commitment to responsible tenancy. They often employ stricter screening processes that go beyond simply checking credit reports and background checks.
Where to Find Second Chance Apartments in Arlington, TX
Unfortunately, there isn't a central registry or list of apartments specifically advertising as "second chance." Your search will require some legwork and persistence. Here's how to approach it:
1. Online Apartment Search Portals
While major apartment search websites don't typically filter for "second chance" specifically, you can use keywords in your search to increase your chances of finding suitable listings. Try searching for phrases like:
- "Arlington apartments accepting evictions"
- "Arlington apartments bad credit ok"
- "Arlington apartments second chance"
- "Arlington apartments for those with rental history issues"
Remember to thoroughly review the individual apartment listings and contact the property management companies directly to inquire about their policies on past evictions.
2. Working with a Realtor
A local realtor specializing in rentals in Arlington can be an invaluable asset. They often have connections with landlords who are more open to considering applicants with less-than-perfect rental histories. A realtor can also guide you through the application process and help negotiate favorable terms.
3. Non-profit Organizations and Housing Agencies
Several non-profit organizations and housing agencies in Arlington offer assistance to individuals struggling to find housing. These organizations often have connections with landlords willing to provide second chance apartments or may offer other support programs such as rental assistance or credit counseling. Research local charities and community support programs in Arlington.
4. Directly Contacting Landlords
Don't be afraid to contact landlords directly, even if their listings don't explicitly state they accept applicants with evictions. Be upfront and honest about your past rental history, emphasizing your commitment to being a responsible tenant now. Highlight your current employment, stable income, and any steps you've taken to improve your financial situation.
What Landlords Look for in Second Chance Applicants
While the specifics vary between landlords, here are some factors they generally consider:
- Stable Income: Demonstrating a consistent income source is crucial. Provide pay stubs, bank statements, and employment verification to prove your ability to pay rent on time.
- Positive References: Having positive references from previous landlords (if applicable) or employers can significantly strengthen your application.
- Clean Criminal Background (Where Applicable): Landlords will likely conduct a criminal background check, and a clean record improves your chances.
- Willingness to Pay a Higher Deposit: Be prepared to offer a larger security deposit to demonstrate your commitment to the lease.
- Co-Signer: Having a co-signer with excellent credit and rental history can significantly increase your chances of approval.
How to Improve Your Chances of Getting Approved
- Improve Your Credit: Work towards improving your credit score by paying bills on time and reducing debt.
- Create a Rental Resume: Compile a document showcasing your rental history, positive references, and employment information.
- Be Honest and Transparent: Be upfront about your past rental history, but focus on your current reliability and commitment to responsible tenancy.
- Prepare Supporting Documentation: Gather all necessary documents (pay stubs, bank statements, references, etc.) before applying.
Finding a second chance apartment in Arlington, TX, takes time and effort, but it's achievable with the right approach. Be persistent, proactive, and prepared to showcase your reliability and commitment to responsible tenancy. Remember that many landlords are willing to give you a second chance.
